Since you don't have that disk, we have to use a "backdoor" method to get you back into your computer. This involves using the Command Prompt from the recovery menu.
Phase 1: The "Accessibility" Trick
We are going to temporarily swap a background utility with the Command Prompt so you can reset your password from the login screen.
Enter Recovery Mode:
On the login screen, click the Power icon in the bottom right.
Hold down the Shift key on your keyboard and click Restart. Keep holding Shift until the screen says "Please wait" or "Choose an option."
Navigate the Menu:
Go to Troubleshoot > Advanced options > Command Prompt.
Identify your Windows Drive:
In the black box, type C: and press Enter, then type dir. If you see a "Windows" folder, you’re on the right drive. If not, try D: then dir, and so on. (Usually, it's C or D in this mode).
The Secret Swap:
Type the following commands one by one, pressing Enter after each:
copy c:\windows\system32\utilman.exe c:\ (This backs up the utility).
copy /y c:\windows\system32\cmd.exe c:\windows\system32\utilman.exe (This replaces the "Accessibility" button with Command Prompt).
Reboot:
Close the black box and click Continue to start Windows 11 normally.
Phase 2: Resetting the Password
Now that you are back at the login screen:
Click the Accessibility icon in the bottom right (the one that looks like a person in a circle).
A black Command Prompt box will pop up.
Type: net user and press Enter to see your exact username.
Type: net user YOURUSERNAME * (Replace YOURUSERNAME with your name. Keep the asterisk at the end).
Press Enter. It will ask you to "Type a password for the user."
Note: You won't see any characters as you type—this is normal. Type a new, simple password and hit Enter, then type it again to confirm.
Close the box and log in with your new password!
Phase 3: Getting the Picture Password Back
Once you are at your desktop:
Go to Settings > Accounts > Sign-in options.
You can now re-enable Picture Password using your new password.
Important: After you're in, you should repeat Phase 1 (Step 4) but swap the files back, or simply run a Windows Update to let the system "heal" that utility button.
Would you like me to explain how to undo the "Swap" once you've successfully logged in?